SekaniPrivacy policy
Last updated: October 26, 2026
This policy explains what personal information Sekani collects when you use the Sekani app and website, why we collect it, who we share it with and the choices you have. Sekani is operated by KNT Limited, No. 1 Berry Street, Freetown, Sierra Leone 00232 ("Sekani", "we", "us").
Information we collect
Information you give us
- Account details: your name, email address, phone number, the country you live in and your password (stored only in a protected, scrambled form).
- Identity verification: a photo of your government ID, a selfie, and details on your ID such as your date of birth and address. We need these to confirm who you are before you send money.
- Recipients: the names and phone numbers of people you send to, and their mobile money, bank or US bank account details.
- Transfers: amounts, fees, exchange rates, the purpose of each payment, any note you add and any supporting document you upload, such as an invoice.
- Payment methods: the debit card or bank account you pay with. Full card and account numbers are handled by our payment partners; we keep only what we need to show you which method you used, such as the last four digits.
- Messages to support: anything you tell us when you contact us.
Information collected automatically
- App and device information: the app version, device type and operating system, and records of when you sign in, used to keep your account secure and the app working.
We do not track your precise location, we do not use advertising trackers, and we do not sell your personal information.
How we use your information
- To create and run your account and process the transfers you ask for.
- To verify your identity and meet our legal duties, including anti-money-laundering, sanctions screening and record-keeping rules.
- To detect and prevent fraud and keep accounts secure.
- To send you receipts and updates about your transfers, and to let your recipient know when money arrives.
- To answer your questions and improve the app.
- With your permission, to tell you about offers. You can turn these off at any time in Profile, then Notifications.
Who we share it with
- Payment and payout partners, such as banks, card processors and mobile money operators, so the money can be collected and paid out.
- Identity verification and fraud prevention providers that check your ID and selfie.
- Service providers that host our systems or help us run Sekani, under contracts that limit what they can do with your information.
- Regulators, law enforcement and courts when the law requires it.
- A buyer or successor if Sekani's business is sold or merged, under this policy.
When you send money, your recipient sees your name and the amount, and their payout provider receives the details needed to pay them.
Where your information is stored
Sekani serves customers in the United States and Sierra Leone, so your information may be processed in both countries and by partners in other countries. We protect it with the safeguards described in this policy wherever it is processed.
How long we keep it
We keep your information while your account is open. Financial regulations require us to keep records of your identity and transfers for at least five years after your account closes; after that we delete or anonymize them.
How we protect it
We encrypt information in transit, restrict access to staff who need it, and protect sign-in with passwords, two-factor authentication and device controls. No system is perfectly secure, so please keep your password and phone safe and tell us straight away if you think your account has been accessed by someone else.
Your choices and rights
- See and correct your details in Profile, then Personal details, or ask us for a copy of what we hold.
- Delete your account. See Delete your account. Some records must be kept for the period required by law.
- Turn off marketing messages in Profile, then Notifications.
- Depending on where you live, you may have further rights under local law. Contact us to use them; we will not treat you differently for doing so.
Children
Sekani is only for people aged 18 or older. We do not knowingly collect information from children.
Changes to this policy
If we make important changes, we will tell you in the app or by email before they take effect. The date at the top shows when this policy was last updated.
Contact us
Email support@sekani.app or write to KNT Limited, No. 1 Berry Street, Freetown, Sierra Leone 00232.